Filing for bankruptcy in Texas offers some of the most robust protections for individuals and businesses in the United States. With the 2025 passage of Proposition 13 and updated homestead property tax exemptions, navigating Chapter 7 or Chapter 13 requires a legal partner who understands the unique intersection of Texas property law and federal bankruptcy statutes.
1. Allmand Law Firm, PLLC
Founder: Reed Allmand
Founded: 2003
Headquarters: Dallas, TX
Phone: 214-884-4020
Website: https://allmandlaw.com
Office Locations:
- Dallas: 8350 North Central Expressway, Suite 1200, Dallas, TX 75206 | 214-884-4020
- Hurst: 860 Thousand Oaks Dr, Hurst, TX 76054 | 817-224-4020
Practice Areas: Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Debt Negotiation, Foreclosure Defense, Tax Debt Relief
Firm Size: 15+ attorneys and support staff
Fee Structure: Free Consultation; Affordable Payment Plans
Languages: English, Spanish
About the Firm: Allmand Law Firm is the largest consumer bankruptcy firm in the Dallas-Fort Worth area, having helped tens of thousands of North Texans find financial relief. Founder Reed Allmand is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization and is a frequent commentator on financial recovery for national news outlets. The firm is known for its high-volume efficiency combined with personalized service, ensuring that clients understand the “Fresh Start” process from the initial filing through the final discharge. In 2026, the firm continues to be recognized for its excellence in navigating Chapter 13 repayment plans that help families save their homes from foreclosure.
2. Keeling Law Firm (Keeling Gutierrez Debt Relief Attorneys)
Founder: Kenneth A. Keeling
Founded: 1986
Headquarters: Houston, TX
Phone: 713-686-2222
Website: https://www.keelinglaw.com
Office Locations:
- Houston: 177 West Gray Street, Houston, TX 77019 | 713-686-2222
Practice Areas: Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, IRS Debt, Vehicle Repossession, Payday Loan Relief
Firm Size: 10+ attorneys
Fee Structure: Free Consultation; Attorney fees for Chapter 13 can often be paid through the plan.
Languages: English, Spanish
About the Firm: Keeling Law Firm has been a staple of the Houston legal community for four decades, specializing in helping individuals take control of their financial situations. Kenneth Keeling, selected multiple times as a Texas Super Lawyer, leads a team that has successfully guided thousands of families through the bankruptcy process. They are particularly noted for their expertise in Chapter 13 “reorganization,” helping clients consolidate debts and protect assets like vehicles and primary residences from aggressive creditors. The firm is highly regarded for its compassionate approach and its ability to handle complex IRS debt issues within the bankruptcy framework.
3. Jackson Walker LLP
Managing Partner: Wade Cooper
Founded: 1887
Headquarters: Dallas, TX
Phone: 214-953-6000
Website: https://www.jw.com
Office Locations:
- Dallas: 2323 Ross Avenue, Suite 600, Dallas, TX 75201 | 214-953-6000
- Houston: 1401 McKinney Street, Suite 1900, Houston, TX 77010 | 713-752-4200
- Austin: 100 Congress Avenue, Suite 1100, Austin, TX 78701 | 512-236-2000
Practice Areas: Corporate Restructuring, Chapter 11 Bankruptcy, Bankruptcy Litigation, Creditor Rights, Distressed Asset Purchases
Firm Size: 500+ attorneys
Fee Structure: Hourly
Languages: English, Spanish
About the Firm: Jackson Walker boasts one of the most powerful Bankruptcy, Restructuring, and Recovery groups in the nation, frequently serving as top local counsel for large-scale corporate bankruptcies. In 2026, the firm was once again recognized by Chambers USA as a premier practice for its work in the energy, healthcare, and real estate sectors. The firm’s Austin office, led by partners like Jennifer Wertz, is particularly adept at handling multi-million dollar liquidations and reorganizations. They provide sophisticated representation for both debtors and creditors, utilizing their massive multi-practice resources to navigate the complexities of federal bankruptcy courts across all Texas districts.
4. Munsch Hardt Kopf & Harr, P.C.
CEO: David Coligado
Founded: 1985
Headquarters: Dallas, TX
Phone: 214-855-7500
Website: https://www.munsch.com
Office Locations:
- Dallas: 500 N. Akard Street, Suite 3800, Dallas, TX 75201 | 214-855-7500
- Houston: 700 Milam Street, Suite 2700, Houston, TX 77002 | 713-222-1470
Practice Areas: Chapter 11 Reorganization, Insolvency Litigation, Asset Sales, Out-of-Court Workouts, Cross-Border Bankruptcy
Firm Size: 150+ attorneys
Fee Structure: Hourly
Languages: English, Spanish, German
About the Firm: Munsch Hardt is highly regarded for its specialized focus on restructuring and bankruptcy matters, maintaining a “Band 3” ranking from Chambers for over 20 consecutive years. The firm excels in mid-market and large corporate Chapter 11 cases, representing creditors’ committees, trustees, and investors. They have a significant track record in the energy and financial services sectors, helping businesses navigate insolvency while preserving value. Their Dallas-based team is known for its practical business judgment and aggressive advocacy in bankruptcy litigation. In 2026, Munsch Hardt remains a top-tier choice for businesses seeking to restructure or acquire distressed assets in the Texas market.
5. Coplen & Banks, P.C. (John Akard Jr.)
Managing Partner: John Akard Jr. (Shareholder)
Founded: 1994
Headquarters: Cypress, TX
Phone: 281-517-0091
Website: https://coplenbanks.com
Office Locations:
- Cypress: 11111 McCracken Cir, Suite A, Cypress, TX 77429 | 281-517-0091
Practice Areas: Consumer Bankruptcy, Small Business Bankruptcy, Estate Planning, Probate, Business Law
Firm Size: 2 to 5 attorneys
Fee Structure: Hourly / Flat Fee options available
Languages: English
About the Firm: John Akard Jr. is a dual-qualified attorney and Certified Public Accountant (CPA), providing him with a rare depth of financial insight into bankruptcy and debtor-creditor transactions. His practice focuses on helping families and small business owners navigate the legal and tax implications of filing for bankruptcy. Having served as a clerk for the Texas Fourteenth Court of Appeals, Akard brings a high level of technical precision to Chapter 7 and Chapter 13 filings. As a boutique firm, they provide highly personalized attention, ensuring that clients’ estates and business interests are protected throughout the legal process. His membership in the American Bankruptcy Institute and the State Bar of Texas Bankruptcy Section underscores his commitment to the field.
Bankruptcy and debt relief in Texas are primarily governed by the United States Bankruptcy Code, but Texas state law provides some of the most generous exemptions in the country. Under Chapter 41 of the Texas Property Code, the homestead exemption is virtually unlimited in value for a primary residence, provided urban acreage does not exceed 10 acres and rural acreage does not exceed 100–200 acres. As of early 2026, homeowners should be aware of the 2025 passage of Texas Proposition 13, which increased the homestead property tax exemption to $140,000, further protecting resident equity. Furthermore, the 1,215-day rule under federal law applies to homesteads: if the home was purchased within approximately 40 months of filing, equity protection may be capped at the federal limit (approximately $189,050) unless the equity was rolled over from a previous Texas homestead.
The firms listed on this page represent a selection of bankruptcy and debt practices operating across Texas. Each firm’s details, including office locations, phone numbers, practice areas, and background information, are based on publicly available data verified at the time of publication. Inclusion on this page does not constitute an endorsement or recommendation. Individuals seeking legal representation should conduct their own research, verify current attorney licensing through the State Bar of Texas, and schedule consultations to determine the right fit for their specific situation.
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